Sukanya Samriddhi Yojana calculator

How this is calculated

Years 1–15: balance = (balance + D) × (1 + R/100). Years 16–21: balance × (1 + R/100). Deposits after year 15 are ignored.

Worked example

₹1,50,000 a year at 8.2%: deposits ₹22,50,000, value after 21 years ≈ ₹71,82,119.

Assumptions

• Deposits at the start of each year; the rate stays constant.

Frequently asked questions

When can money be withdrawn?

Up to 50% for higher education after she turns 18; full maturity after 21 years from opening.