NSC calculator

How this is calculated

Maturity = P × (1 + R/100)^5 (annual compounding, paid at maturity).

Worked example

₹1,00,000 at 7.7% → about ₹1,44,903 after 5 years.

Assumptions

• The rate is fixed at purchase for the full 5 years.

Frequently asked questions

Is NSC interest taxable?

Yes. Interest accrued in the first four years is deemed reinvested and can count towards the old-regime deduction.